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Positive Pay Bank-Integrated Fraud Prevention That Works Around the Clock Positive Pay is ChequeGuard’s final layer of defense in the fight against check fraud—directly connecting your issued check data to your financial institution. By verifying each check before it clears, Positive Pay stops altered or counterfeit checks from ever hitting your account. When combined with CheckSeal™, CheckTeller™, and CheckPoint™, Positive Pay forms a closed-loop fraud prevention system that protects your payments from every angle. How Positive Pay Works Issue & Encrypt: Each check you create is secured with a unique CheckSeal™ code containing all key issuance details. Transmit Data: Your issued check file—complete with encrypted data—is securely sent to your bank. Bank Validation: As checks are presented for payment, the bank matches them against your transmitted file. Exception Handling: Any discrepancies in amount, payee, or check number are flagged for review before payment is made. Protection Against Multiple Fraud Scenarios Stolen checks presented with altered payee names or amounts Duplicate checks printed from stolen or copied stock Counterfeit checks mimicking your company’s design and account details Unauthorized reissues of previously cleared checks Fully Integrated with ChequeGuard Technology Positive Pay works seamlessly with your existing ChequeGuard solutions: CheckSeal™ secures each check with a tamper-proof encrypted seal CheckTeller™ catches fraudulent checks before acceptance CheckPoint™ provides centralized oversight and reporting Supports automatic file creation and secure transmission from all major accounting systems Key Benefits Stops fraud before funds leave your account Reduces losses from altered and counterfeit checks Meets compliance standards for corporate treasury and banking security Reduces operational workload through automation Enhances trust between you and your banking partners Close the Loop on Check Fraud Prevention Positive Pay is the final checkpoint between your issued checks and your bank account. giving you full confidence that only authorized payments are processed. Request a Demo Contact Sales

The Ultimate Solution for Check Fraud

Founded in 1991, Cheque Guard Inc is the leading innovator in cheque fraud solutions for smaller and medium-size businesses and financial institutions. Cheque Guard's Form Suite for the IBM AS/400 series, and Cheque Seal™ and Cheque Suite™ for Windows allow businesses to integrate and rapidly deploy secure, controlled cheque printing and electronic payment solutions (In the USA: Automated Clearing House (ACH)), while concurrently creating a Positive Pay file for the bank as the cheques are printed by the customer.

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Positive Pay Bank-Integrated Fraud Prevention That Works Around the Clock Positive Pay is ChequeGuard’s final layer of defense in the fight against check fraud—directly connecting your issued check data to your financial institution. By verifying each check before it clears, Positive Pay stops altered or counterfeit checks from ever hitting your account. When combined with CheckSeal™, CheckTeller™, and CheckPoint™, Positive Pay forms a closed-loop fraud prevention system that protects your payments from every angle. How Positive Pay Works Issue & Encrypt: Each check you create is secured with a unique CheckSeal™ code containing all key issuance details. Transmit Data: Your issued check file—complete with encrypted data—is securely sent to your bank. Bank Validation: As checks are presented for payment, the bank matches them against your transmitted file. Exception Handling: Any discrepancies in amount, payee, or check number are flagged for review before payment is made. Protection Against Multiple Fraud Scenarios Stolen checks presented with altered payee names or amounts Duplicate checks printed from stolen or copied stock Counterfeit checks mimicking your company’s design and account details Unauthorized reissues of previously cleared checks Fully Integrated with ChequeGuard Technology Positive Pay works seamlessly with your existing ChequeGuard solutions: CheckSeal™ secures each check with a tamper-proof encrypted seal CheckTeller™ catches fraudulent checks before acceptance CheckPoint™ provides centralized oversight and reporting Supports automatic file creation and secure transmission from all major accounting systems Key Benefits Stops fraud before funds leave your account Reduces losses from altered and counterfeit checks Meets compliance standards for corporate treasury and banking security Reduces operational workload through automation Enhances trust between you and your banking partners Close the Loop on Check Fraud Prevention Positive Pay is the final checkpoint between your issued checks and your bank account. giving you full confidence that only authorized payments are processed. Request a Demo Contact Sales
Positive Pay Bank-Integrated Fraud Prevention That Works Around the Clock Positive Pay is ChequeGuard’s final layer of defense in the fight against check fraud—directly connecting your issued check data to your financial institution. By verifying each check before it clears, Positive Pay stops altered or counterfeit checks from ever hitting your account. When combined with CheckSeal™, CheckTeller™, and CheckPoint™, Positive Pay forms a closed-loop fraud prevention system that protects your payments from every angle. How Positive Pay Works Issue & Encrypt: Each check you create is secured with a unique CheckSeal™ code containing all key issuance details. Transmit Data: Your issued check file—complete with encrypted data—is securely sent to your bank. Bank Validation: As checks are presented for payment, the bank matches them against your transmitted file. Exception Handling: Any discrepancies in amount, payee, or check number are flagged for review before payment is made. Protection Against Multiple Fraud Scenarios Stolen checks presented with altered payee names or amounts Duplicate checks printed from stolen or copied stock Counterfeit checks mimicking your company’s design and account details Unauthorized reissues of previously cleared checks Fully Integrated with ChequeGuard Technology Positive Pay works seamlessly with your existing ChequeGuard solutions: CheckSeal™ secures each check with a tamper-proof encrypted seal CheckTeller™ catches fraudulent checks before acceptance CheckPoint™ provides centralized oversight and reporting Supports automatic file creation and secure transmission from all major accounting systems Key Benefits Stops fraud before funds leave your account Reduces losses from altered and counterfeit checks Meets compliance standards for corporate treasury and banking security Reduces operational workload through automation Enhances trust between you and your banking partners Close the Loop on Check Fraud Prevention Positive Pay is the final checkpoint between your issued checks and your bank account. giving you full confidence that only authorized payments are processed. Request a Demo Contact Sales
Positive Pay Bank-Integrated Fraud Prevention That Works Around the Clock Positive Pay is ChequeGuard’s final layer of defense in the fight against check fraud—directly connecting your issued check data to your financial institution. By verifying each check before it clears, Positive Pay stops altered or counterfeit checks from ever hitting your account. When combined with CheckSeal™, CheckTeller™, and CheckPoint™, Positive Pay forms a closed-loop fraud prevention system that protects your payments from every angle. How Positive Pay Works Issue & Encrypt: Each check you create is secured with a unique CheckSeal™ code containing all key issuance details. Transmit Data: Your issued check file—complete with encrypted data—is securely sent to your bank. Bank Validation: As checks are presented for payment, the bank matches them against your transmitted file. Exception Handling: Any discrepancies in amount, payee, or check number are flagged for review before payment is made. Protection Against Multiple Fraud Scenarios Stolen checks presented with altered payee names or amounts Duplicate checks printed from stolen or copied stock Counterfeit checks mimicking your company’s design and account details Unauthorized reissues of previously cleared checks Fully Integrated with ChequeGuard Technology Positive Pay works seamlessly with your existing ChequeGuard solutions: CheckSeal™ secures each check with a tamper-proof encrypted seal CheckTeller™ catches fraudulent checks before acceptance CheckPoint™ provides centralized oversight and reporting Supports automatic file creation and secure transmission from all major accounting systems Key Benefits Stops fraud before funds leave your account Reduces losses from altered and counterfeit checks Meets compliance standards for corporate treasury and banking security Reduces operational workload through automation Enhances trust between you and your banking partners Close the Loop on Check Fraud Prevention Positive Pay is the final checkpoint between your issued checks and your bank account. giving you full confidence that only authorized payments are processed. Request a Demo Contact Sales